A. As required by the City Manager, the permittee shall provide the City with proof of commercial general liability insurance generally in the amount of at least one million dollars ($1,000,000) (combined single limits per occurrence), two million dollars ($2,000,000) aggregate, and an endorsement naming the City of Moses Lake as an additional insured must be provided. If food or nonalcoholic beverages are sold or served at the event, the policy must also include an endorsement for product liability. If alcoholic beverages are sold or served at the event, the policy must also include an endorsement for host liquor liability. If the event involves athletic or other types of active participants, the policy must include participant coverage. If vehicles are used for other than nominal and standard commute purposes, a policy of business automobile liability, on an insurance industry standard form or equivalent including coverage for owned, non-owned, leased or hired vehicles, or equivalent coverage.

The City Manager and the City’s Risk Manager may require additional endorsements or higher limits depending upon the proposed activity. Such insurance shall be primary to, and noncontributory with, any insurance maintained by the City.

B. Certificates of insurance shall be submitted to the City for approval directly from the insuring agency via postal mail, fax or email. The insurance policy shall be written on an occurrence basis, shall name the City as an additional insured, shall be written for a period not less than twenty-four (24) hours prior to the event and extending for a period not less than twenty-four (24) hours following the completion of the event, and shall contain a provision prohibiting cancellation of the policy except upon thirty (30) days’ written notice to the City. Acceptability of insurance, including coverage types and limits, is subject to approval by the City’s Risk Administrator. (Ord. 2924, 4/23/19; Ord. 2817, 7/12/16)