Chapter 3.38 CHECKS AND DRAFTS This chapter is included in your selections. Sections: 3.38.010 Dishonored Checks, Drafts, and ACH Transactions. 3.38.020 Assessment in Addition to Other Fees. 3.38.030 Service or Handling Fee, Charge on Utility Accounts. 3.38.040 Refusal of Checks or Drafts.